Overview on the Best Visa Casinos

How does Visa work?

Visa has been a forerunner in credit and debit cards since it was established in 1958. Back then it was created to boost electronic fund transfers. Today it provides branded payment products to banks globally. This means that the banks issue the cards to their clients, but the cards are branded as Visa cards. Due to its unbeatable popularity, almost all online casinos accept Visa as a way to fund your casino account. There are a few different types of Visa cards, namely:

• Visa Credit: Banks allow some of their clients to have a credit card, which has a set amount of monthly credit. Credit is essentially loaned money that has to be paid back in increments on in full. Some banks allow their customers to pay the credit back without any interest for the first 30 days, after which the banks will charge for interest as well. In some countries, the use of credit to pay for gambling is prohibited, so you cannot pay for casino games using loaned money.
• Visa Debit: Debit cards are directly linked to your bank account, so every payment you make will be instantly deducted from your bank balance. Therefore you cannot pay more than you own. This also means that no interest or other fees are charged for transactions, but your bank might charge you for issuing the card in the first place. Visa debit cards are widely accepted at most online casinos.
• Visa Prepaid: Visa Prepaid is a card that is not linked to a bank account, but rather it is paid for in advance. Prepaid Visa cards can also be topped up when the funds run out. There are some fees for using prepaid cards, but they also offer better control over your funds.
• Visa Gift Card: A Visa gift card works similarly to merchant gift cards, but it can be used in multiple places. As a lot of online casinos require you to make deposits using your own payment accounts, they might not accept gift cards as a way to deposit funds.

Visa Deposits

Visa offers an easy and secure way to make payments, including online casino deposits. To obtain a Visa card, ask you bank to issue you one. Your bank will explain to you any possible fees that come from owning a Visa card. Once you have a card, just follow these simple steps:

Visa Withdrawals

Visa is very convenient to use as it also accepts withdrawals. If you land a few nice wins and have gathered enough money on your casino account to want to use it for other purposes, ask the casino for a withdrawal. Oftentimes the casino will prefer sending you money using the same method you used to make a deposit, so with Visa you do not have to give any other payment details. When making a withdrawal, you may be asked to fill in your card details once more, unless the card details are saved securely on the casino website. The casino will review and process your withdrawal, after which they are going to send you the money. Please note that it might take up to five working days for the funds to be transferred over to your Visa card.

How safe is Visa?

As one of the leading payment providers in the whole world, Visa has a strong reputation and will do everything in their power to safeguard against their products being misused. The cards use a PIN code as a security measure when paid for in physical stores, and online they use the three-digit code found on the back of the card.

The biggest threat is for the card to get lost or stolen, but for this reason all banks offering Visa cards have a service which you can call to ask for your lost or stolen cards to be frozen, so they cannot be used. The good news is that Visa does not hold the card owners responsible for any unauthorised use, so even if thieves did manage to make payments using your stolen card, you are not held accountable.

There are some extra security measures that are available to some Visa card users. These include mobile verification, where a code is sent to your mobile phone before an online payment is accepted, and tokenisation which will give you digital credentials that cannot be reused.

Alternatives to Visa

Other major credit and debit card companies include MasterCard and American Express, which your bank might offer instead of Visa. The way they work is almost identical to Visa. MasterCard is accepted almost as widely as Visa. American Express, or Amex for short, may not be quite so common outside the US. The perks and credit limits vary and depend on your bank, where you can ask for more details on payment cards they offer.

Our Conclusion on Visa

Visa is by far the most commonly used payment method, both online and offline. It is an excellent and hassle-free way to make deposits and withdrawals on your online casino account and does not require you to use or sign up to any third-party services. Visa is an extremely secure way to make payments unless you happen to misplace your card. Even then you are able to freeze it against misuse and are not held accountable should someone else get their hands on it. As Visa is easy to use, suitable for almost everyone, and accepted practically everywhere, we can highly recommend it.